Author Jay Francine Claims: Who doesn’t want to save a few bucks? Whether your rich, poor, or somewhere in the middle, frugal spending can help you free your precious dollars without drastically affecting your lifestyle. Frugillionaire identifies 500 ways to eliminate expenses and accumulate a sizable savings that can be used to pay down debt or reinforce retirement investments. Frugillionaires master the art of frugality, living richly while saving a fortune. For within this book you’ll find tips for; Dining on a dime, Saving at the supermarket, Slashing utility costs, Shrinking your bills, Creating a stylish home on a shoestring, Growing lush low cost landscapes, Dressing to the nines on next to nothing, Staying gorgeous on a budget, Enjoying arts and culture cheaply, Having a blast without breaking the bank, Saving money when your on the move, Travelling without a trust fund, Managing your money and making it grow, Raising happy kids on a pint sized income, Getting through the holidays without going into debt, and thinking like a Frugillionaire.

Debt to Wealth Author's Claim: Debt to Wealth, created by John Cummuta, is the best-selling personal debt elimination and wealth building program in the world today. John Cummuta developed the program from years of experience as a Financial Advisor, Business Consultant, Speaker, Entrepreneurial Advisor, and Seminar Leader. Debt to Wealth is not debt consolidation, but a well conceived debt elimination roadmap. What can you expect? You will become debt free in 5-7 years provided your debt is in the ballpark of the average American, which is 2 1/2 times their annual income (obviously longer the further in debt you are), and then create so much wealth you're able to retire a debt-free millionaire. An Introductory Kit, the Debt to Wealth three part video course, a companion workbook, and financial audio tips from John Cummuta comprise the bulk of the program. Additional bonuses are included, such as ebooks concerning financial myths and realities, credit repair, and investment market trends. Those who have purchased this program, followed the steps, got out of debt, and built up savings, retirement, and investment portfolios they never thought possible. If you are in debt, there is no time to lose.

Master Your Own Retirement Claim: John Dowling's Master Your own Retirement package contains 8 uniquely tailored Excel spreadsheet modules geared toward personal finance tracking and budgeting for retirement. Regardless of purchase, you can download a Free Budget Planner which allows you to take stock of your personal situation and assess your immediate income and expenses. This is planning made simple; no instruction manual, just dialog Q&A, and all the work is done for you. The budget planner features colored graphic representation of your situation. Plain numbers just don’t have enough impact. Purchase the Master Your Own Retirement package to receive a complete picture of your total assets and liabilities; your home and contents, cars, boats, investments, pension or superannuation fund etc., the whole lot. Receive total awareness of your personal finance, money management, retirement planning…your entire WealthStyle. All of your financial information will be in one easy to access database and in logical order. This enables you to easily create a fifteen year, financial forecast model. You can adjust it as many times as you like, exploring all the options and possibilities open to you. Give the forecast calculator a try and develop a roadmap for your future.

The Total Money Makeover: A Proven Plan for Financial Fitness

The Total Money Makeover Claim: Author and radio show host Dave Ramsey has written a motivational and informative book to get you out of debt and achieve financial fitness. He is hailed as a preacher of financial well being and has provided an easy to understand step by step resource that anyone can benefit from. The Total Money Makeover stresses fundamentals, such as working hard, paying what you owe, not accumulating more debt, using cash, taking baby steps, budgeting, retirement savings, college expenses, and more. In addition, The Total Money Makeover includes helpful charts and graphs to achieving financial success and chronicles various inspirational testimonials from everyday people who have followed this advice and become debt free.

The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other RetirementPlans from Near Annihilation by the Taxman

The Retirement Savings Time Bomb Claim: Ed Slott, named “The Best” source for tax advice by The Wall Street Journal and “America’s IRA Expert” by Mutual Funds Magazine, has put together the ultimate retirement protection and tax savings resource available. A multitude of taxes could strip up to 90 percent of your retirement funds if some precautions are not taken. Through Slott’s abundance of experience and useful strategies you’ll find how to preserve your retirement wealth and inheritance for future generations. Some techniques outline are: taking your required distributions so you don’t get hit with additional taxes; utilizing “Stretch IRAs”; buying life insurance to offset death taxes; avoiding repercussions of IRA rollovers; and taking advantage of the distributed tax free Roth IRA. Don’t fall victim to the taxman like one schoolteacher whose efforts to save $1.2 million for her two children went for naught when the IRS claimed all but $150,000 for each child.