Best Financial BooksBest Personal Finance Books

What are the top rated and best personal finance books related to wealth building and improving net worth? 

Reading books about any category of personal finance, such as stock market investing, foreign exchange trading, budgeting, getting out of debt, frugal living, retirement planning, building a career, or even motivational self help is sure to provide you with the insight needed to build wealth and increase your overall net worth. Below is an ordered list of the highest rated and best personal finance books as determined by MoneyStance.com members. Don’t be fooled by the financial book reviews of other sites and blogs only looking to make a buck, but instead rely on the customer satisfaction ratings and reviews of our members.

Search through the best personal finance books sorted by top rated below or go to the Personal Finance Book Reviews page to sort by recent additions. Don’t forget to visit and post a review and rating of your own after trying any of these opportunities or discuss personal finance literature in our Financial Books Forum. Contributions earn free rewards.

Top Rated and Best Personal Finance Books


8.66667

The Total Money Makeover Book Reviews The Total Money Makeover: A Proven Plan for Financial Fitness

The Total Money Makeover Claim: Author and radio show host Dave Ramsey has written a motivational and informative book to get you out of debt and achieve financial fitness. He is hailed as a preacher of financial well being and has provided an easy to understand step by step resource that anyone can benefit from. The Total Money Makeover stresses fundamentals, such as working hard, paying what you owe, not accumulating more debt, using cash, taking baby steps, budgeting, retirement savings, college expenses, and more. In addition, The Total Money Makeover includes helpful charts and graphs to achieving financial success and chronicles various inspirational testimonials from everyday people who have followed this advice and become debt free.

8

The Retirement Savings Time Bomb and How to Defuse It A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other RetirementPlans from Near Annihilation by the Taxman Review The Retirement Savings Time Bomb . . . and How to Defuse It: A Five-Step Action Plan for Protecting Your IRAs, 401(k)s, and Other RetirementPlans from Near Annihilation by the Taxman

The Retirement Savings Time Bomb Claim: Ed Slott, named “The Best” source for tax advice by The Wall Street Journal and “America’s IRA Expert” by Mutual Funds Magazine, has put together the ultimate retirement protection and tax savings resource available. A multitude of taxes could strip up to 90 percent of your retirement funds if some precautions are not taken. Through Slott’s abundance of experience and useful strategies you’ll find how to preserve your retirement wealth and inheritance for future generations. Some techniques outline are: taking your required distributions so you don’t get hit with additional taxes; utilizing “Stretch IRAs”; buying life insurance to offset death taxes; avoiding repercussions of IRA rollovers; and taking advantage of the distributed tax free Roth IRA. Don’t fall victim to the taxman like one schoolteacher whose efforts to save $1.2 million for her two children went for naught when the IRS claimed all but $150,000 for each child.

7

Frugillionaire 500 Fabulous Ways to Live Richly and Save a Fortune Reviews Author Jay Francine Claims: Who doesn’t want to save a few bucks? Whether your rich, poor, or somewhere in the middle, frugal spending can help you free your precious dollars without drastically affecting your lifestyle. Frugillionaire identifies 500 ways to eliminate expenses and accumulate a sizable savings that can be used to pay down debt or reinforce retirement investments. Frugillionaires master the art of frugality, living richly while saving a fortune. For within this book you’ll find tips for; Dining on a dime, Saving at the supermarket, Slashing utility costs, Shrinking your bills, Creating a stylish home on a shoestring, Growing lush low cost landscapes, Dressing to the nines on next to nothing, Staying gorgeous on a budget, Enjoying arts and culture cheaply, Having a blast without breaking the bank, Saving money when your on the move, Travelling without a trust fund, Managing your money and making it grow, Raising happy kids on a pint sized income, Getting through the holidays without going into debt, and thinking like a Frugillionaire.

6.5

Suddenly Frugal: How to Live Happier and Healthier for Less Reviews Leah Ingram's Suddenly Frugal Claim: Leah Ingram is the author of Suddenly Frugal, has written many other lifestyle books, and has been featured in USA Weekend, Parade, Woman’s Day, BusinessWeek, and The CBS Evening News. “Suddenly Frugal: How to Live Happier and Healthier for Less” is the culmination of her experiences in the frugality lifestyle in which much of it is documented on her popular blog of the same name. Suddenly Frugal gives the reader a different perspective on their life to identify small and painless changes that will add up to major savings without sacrificing quality of life. At 256 pages, Suddenly Frugal tackles topics like changing shopping habits, finding energy efficient appliances, less expensive renovations and decorations, smart gardening and landscaping, doing it yourself, rooms for improvement, getting something for almost nothing, entertainment savings, finding bargains on holiday gifts, what not to throw away, great but inexpensive vacations, and much more. The entirety of frugal tips in this book adds up to a money savings opportunity of $25,000 a year.

6

Debt to Wealth Reviews Debt to Wealth Author's Claim: Debt to Wealth, created by John Cummuta, is the best-selling personal debt elimination and wealth building program in the world today. John Cummuta developed the program from years of experience as a Financial Advisor, Business Consultant, Speaker, Entrepreneurial Advisor, and Seminar Leader. Debt to Wealth is not debt consolidation, but a well conceived debt elimination roadmap. What can you expect? You will become debt free in 5-7 years provided your debt is in the ballpark of the average American, which is 2 1/2 times their annual income (obviously longer the further in debt you are), and then create so much wealth you're able to retire a debt-free millionaire. An Introductory Kit, the Debt to Wealth three part video course, a companion workbook, and financial audio tips from John Cummuta comprise the bulk of the program. Additional bonuses are included, such as ebooks concerning financial myths and realities, credit repair, and investment market trends. Those who have purchased this program, followed the steps, got out of debt, and built up savings, retirement, and investment portfolios they never thought possible. If you are in debt, there is no time to lose.

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Recent Editorial Review

Maverick Money Makers Review

Maverick Money Makers

Overall Score..............................................9.3

Club Videos............................10
Quick Money Blueprints...........10
60 Second Guides....................9
Turnkey Products.....................9
Additional Club Features.........10
Income Potential......................10
Proximity to Claim.....................8
Legitimacy................................10
Cost vs Value............................8
Ease of Use...............................9

Pros: Monthly updates, many informative HD videos, a huge resource, quality content, covers every aspect of making money online, many products for resale, great step by step processes, 24/7 support center
Cons: Lots of hype and additional offers, where are the forums and community interaction, reoccurring membership fee

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